Your budget is yours.

Your envelopes, expenses, budgets, notes and photos are stored on your iPhone or iPad. The app does not connect to the internet to send them anywhere. They are included in your normal device backup, like most app data.

We do not collect your data, track you, show ads or use third-party analytics in the app. There is no account to create.

On supported devices (typically iOS 17 or later, sometimes iOS highest 16 versions), you can turn on smarter answers. They use only Apple's on-device model, which can see your budget only through a few fixed lookups inside the app. Nothing leaves your device. If it is unavailable, the built-in answer is shown.