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Everything in one simple app

Plan it. Track it. Ask it.

The cash-envelope method with monthly budgets, clear results and answers from your own data. All private, all on your iPhone or iPad.

Download on the App Store

Plan and review

Monthly budgets

Set a budget for every envelope. Change it any time.

Budgets that remember

Past months keep the budget they had.

Planned vs. actual

All budgets against all spending, with progress bars.

Seven-month history

A chart and list for each envelope showing what was met.

Income vs. spending

Mark one envelope as income to see what's left over.

Monthly summary PDF

Preview, then share or save a clean PDF.

Track every day

Log in seconds

Type a few letters of a place and tap it.

Edit anything

Fix the amount, date, envelope, place or notes.

Refunds welcome

Amounts can be negative for money coming back.

Newest first

Expenses are always listed newest first.

Delete in bulk

Select several expenses and delete them at once.

Add or remove cash

Put cash in an envelope, or take it back out.

Ask, remember and keep

Ask your budget

Compare months, see averages, find expenses over an amount.

On-device AI, optional

On supported devices (iOS 26 or later), turn on smarter answers.

Notes

A list of notes of any length, one tap away on every screen.

Photos

Keep pictures of receipts, notes and anything else that matters.

Ready to plan your month?

Download it and set your first envelope in a minute.

Download on the App Store

MyPJ is made by correlateencourage LLC. AI summaries and nutrition estimates are general information, not medical advice.

Copyright © 2026 correlateencourage - All Rights Reserved.

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